PRIVACY AND COOKIES POLICY

1. Responsible for the treatment

Responsible for the Treatment: Nowo Insurance Services S.L. hereinafter NOWO.TECH

Postal Address: Avenida de José Ortega y Gasset 124, planta 2 oficina 3, 29006. Málaga

Telephone: 951 204 864

Email: hola@nowo.tech

2. Treatment

NOWO.TECH only processes the personal data indicated below:

A. Data Collected through the website

Purpose: To answer requests for information and contact sent through e-mails and contact forms on the website.

Conservation: The personal data of the data subject will be retained until the deletion is not requested by the data subject and in any case for a maximum period of five years.

Legitimation: Consent of the interested party.

Recipients: Communication of personal data is not foreseen except in the cases established by a legal obligation.

Ways of Obtaining: The personal data we process have been obtained from the data subject himself.

The categories of data processed are as follows:

Identification data

Contact data

No specially protected data is processed

B. Clients, policyholders and insureds

Purposes: To send you information of your interest electronically about our products and services, activities and advice about our services.

Retention: The personal data provided will be retained for the time necessary to fulfill the purpose for which they are collected and to determine the possible responsibilities that may arise from the purpose.

Legitimation: Execution of the contract for the provision of the services requested by the interested party and legitimate interest regarding the sending of commercial information electronically.

Recipients: The data collected will be communicated to affiliated companies and in the cases established by a legal obligation.

Ways of Obtaining: The personal data we process have been obtained from the data subject himself or his legal representative.

The categories of data processed are as follows:

Identifying data

Contact data

C. Personnel Selection

Purpose: To participate in our company’s personnel selection processes.

Retention: The candidate’s personal data will be kept until the deletion is not requested by the interested party and in any case for a maximum period of two years.

Legitimation: Consent of the interested party

Recipients: No communication of the candidate’s personal data is foreseen.

Ways of Obtaining: The personal data that we process are obtained from the interested party through the curriculums, forms or selection interviews that he/she carries out with us.

The categories of data processed are as follows:

Identification data

Personal characteristics

Academic data

Data relating to employment history

No specially protected data is processed

D. Suppliers

Purpose: Supplier management

Retention: The data will be kept for 5 years. (Art. 1964 of the Civil Code)

Legitimation: Execution of the contract signed with the supplier.

Recipients: The communication of personal data is not foreseen except in the cases established by a legal obligation.

Ways of Obtaining: The personal data we process have been obtained from the data subject himself.

The categories of data processed are as follows:

Identification data

Contact data

Goods and services provided by the supplier

No specially protected data is processed

E. User Registration

Purpose: To create a user profile for the management and contracting of services.

Retention: The personal data provided will be retained for the time necessary to fulfill the purpose for which they are collected and to determine the possible liabilities that may arise from the purpose

Legitimation: Consent of the interested party.

Recipients: communication of personal data is not foreseen except in the cases established by a legal obligation.

Ways of Obtaining: The personal data we process have been obtained from the data subject himself.

The categories of data processed are as follows:

Identification data

Contact data

No specially protected data is processed

F. Subscribers to electronic communications

Purpose: To send you information of your interest about our products and services, activities, offers and promotions.

Retention: The personal data of the data subject will be retained until deletion is not requested by the data subject.

Legitimation: Consent of the interested party.

Recipients: The communication of personal data is not foreseen except in the cases established by a legal obligation.

Ways of Obtaining: The personal data we process have been obtained from the data subject himself.

The categories of data processed are as follows:

Identification data

Contact data

No specially protected data is processed

G. Automated Profiling and Individual Decision Making

We inform you that NOWO.TECH has an automated profiling system for the following purposes.

Purposes:

Marketing and Commercial: Adjusting offers, commercial communications and promotions tailored to your interests, by analyzing your browsing habits and the products contracted and budgeted.

Contracting of Policies, products or Services: Every time you use any of our online quotation systems, your data are subject to automated individual decisions and profiling based on the quotation and risk profiles provided by the insurance companies and the data you provide us. The consequences of this processing are the adjustment of rates according to your risk profile and even the impossibility of contracting the policy, product or service requested.

Security: Prevention of fraud, fraudulent use of data or identity theft, anomalous use or use contrary to the main use of the platform. Profiling is performed by analyzing browsing habits. The consequences arising from this processing may lead to the loss of user status on the platform.

Retention: The personal data of the data subject will be retained until deletion is requested by the data subject and in any case for a maximum period of five years from the last interaction of the user. With respect to data derived from quotations and/or contracting, the processing of such data will be retained for the time necessary to fulfill the purpose for which they are collected and to determine any possible liabilities that may arise from the purpose.

Legitimation: The legitimizing bases for carrying out these profiling treatments are the consent of the data subject through the acceptance or not of Marketing or advertising cookies, and the legitimate interest of the data controller. (marketing and security purposes). Likewise, the legitimate basis for the processing of your data for the purpose of contracting policies or services offered in no.COM, is referred to the conclusion of the contract of the policy or service requested by the user. If you want additional information about you can contact us through the email address hola@nowo.tech.

Recipients: The communication of personal data is not foreseen except in the cases established by a legal obligation.

Likewise, NOWO.TECH wishes to inform you that it works with data processors located outside the European Union:

Hubspot: We use the crm and online marketing services of https://www.hubspot.es/ which may involve the processing of data outside the European Union by service providers and affiliated companies of Hubspot. Such processing is done under the existence of Data Processing Agreements based on standard data protection clauses approved by the European Commission. More info at https://legal.hubspot.com/es/privacy-policy

Ways of Obtaining: The personal data we process have been obtained from the data subject himself or his legal representative through his browsing habits and behavior on the web platform and mobile application, as well as the realization of quotations and contracting on the platform.

The categories of data processed are as follows:

Identification data

Contact data

3. Stakeholder Rights

You have the right to obtain confirmation as to whether we are processing personal data concerning you.

Interested parties have the right to access their personal data, as well as to request the rectification of inaccurate data or, where appropriate, to request its deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected.

In certain circumstances, interested parties may request the limitation of the processing of their data, in which case we will only keep them for the exercise or defense of claims.

In certain circumstances and for reasons related to their particular situation, data subjects may object to the processing of their data. In these cases, your data will not be processed except for legitimate reasons or the exercise or defense of possible claims.

Likewise, you may object to the processing of your data for the purpose of profiling and individualized automated decisions, and you may request human intervention, express your point of view and challenge the automated decision if you deem it appropriate.

In certain circumstances, you have the right to receive your personal data in a structured, commonly used and machine-readable format.

You can exercise your rights by sending an email to hola@nowo.tech or in person at our facilities, and you can obtain more information about your rights and access templates for exercising them at the following web address:

https://www.aepd.es/

Likewise, we inform you of your right to file a complaint with the Spanish Data Protection Agency if the request to exercise any right has not been properly satisfied or if for any other reason you consider that your personal data is not being treated correctly. To do so, you can contact the following web address

https://sedeagpd.gob.es/

4. Version

This privacy policy is dated 07/20/2021 and any changes to its terms will be posted on this website.

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